All Youngstown State University students who complete a Free Application for Federal Student Aid (FAFSA) will be awarded the Federal Direct Loan based on grade level upon date of aid packaging. YSU awards student loans after eligibility for grants, scholarships and Federal Work-Study (FWS) is considered and student loans must be repaid.
Youngstown State University participates in the Federal Direct Stafford Loan Program. Stafford loan disbursements will be funded directly through the Department of Education; there is no involvement from third party lenders or guarantors.